If you would like to lower your monthly payments, Apply 1st Home Equity can help. Our experienced loan officers will find loan options that meets your needs at a payment you can afford. Our goal is to save you money by reducing your monthly payments.

You'll learn that our debt consolidation loans are easy to qualify for, and our interest rates are very competitive.

Do you have too much existing debt?
Conventional lenders will turn you down if they think you have too much debt. At Apply 1st Home Equity , our flexible lending criteria allow us to look at you, and your unique situation.

Consolidate your high-interest debt.
Consolidate high-interest debt such as credit cards. Your overall monthly payments will be reduced and may even be tax deductible.*

"No Income Verified"
Is your income difficult to prove? We have mortgage loans that do not require the standard income documentation. (like W2's)M

"Home Improvement Loans. "
Remodel the kitchen, paint your house, or landscape your yard to increase the value of your home.

"Past Credit Problems?... (Bankruptcy or Foreclosure)"
Even if you've had a bankruptcy, or foreclosure in the past, we will do our best to get you qualified.

The interest rates for 2nd mortgage loans can be fixed or adjustable depending upon which type of equity loan you chose. If you choose a 2nd mortgage with a fixed interest rate, then you will get a lump chunk of cash at closing. the 2nd mortgage payment will be the same for the entire term. If you get a home equity line of credit, then you will have an adjustable rate, and only interest will be due for the draw period.

Apply Now!

*See your tax advisor for details.

Apply Now!